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What Is the Difference Between Credit and Debit Cards? – Lexington Law

Credit and debit cards can both be used for shopping but operate differently. Credit cards impact your credit score but debit cards don’t—read on for more.

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How Long Should I Keep Credit Card Statements?

Learn how long to hold on to important paperwork, including credit card statements and tax documents, in this article from Lexington Law.

Source: lexingtonlaw.com

6 Credit Card Tips to Help Prepare for the Holidays

Is it too soon to start planning your end-of-year holiday events? That may be debatable but we all know how quick retailers are to taking advantage of increased sales brought on by holiday shoppers. With Thanksgiving just around the corner most retailers are already advertising for their big shopping events and Black Friday deals. If […]

The post 6 Credit Card Tips to Help Prepare for the Holidays appeared first on Credit Absolute.

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What Is Piggybacking Credit? – Lexington Law

Piggybacking credit, otherwise known as becoming an authorized user, allows you to be added to another’s credit card account in order to boost your credit score.

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Public Records on Credit Reports

Learn what public records are, which ones can appear on your credit report and what changes have been implemented for public records by the credit bureaus.

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Managing Your Finances When Living Paycheck to Paycheck

It is never ideal for a person to live paycheck to paycheck. And if the idea of living paycheck to paycheck sounds stressful, imagine actually living life this way. Many people who don’t have a high-paying job have to find a way to live comfortably, and learning to manage your finances is a great start. […]

The post Managing Your Finances When Living Paycheck to Paycheck appeared first on Credit Absolute.

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Documents You Need to Apply for a Mortgage – Lexington Law

Prepare for the mortgage application process in advance. Learn what documents are needed for a mortgage app so you show up ready to complete it.

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How Long Before a Creditor Can Garnish Wages?

Learn more about wage garnishment, including when a creditor can garnish wages and how it may impact your employment status and credit score.

Source: lexingtonlaw.com

How Removing Your Name from a Shared Credit Card Affects Your Credit Score

Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]

The post How Removing Your Name from a Shared Credit Card Affects Your Credit Score appeared first on Credit Absolute.

Source: creditabsolute.com